You found a heart!
Surprisingly, even though I didn't get a job until last week, I have never been that cheap. mainly because I always preferred to save and then spend the money on whatever I liked (magazines, good food, games, books...), while most of my friends spent all of it on drinks every weekend. Now I've got a repitation of going to expensive places to eat whenever I can, while I mock them saying that they prefer having an expensive bottle of whiskey instead.
Also, whoever asked "what is a panini", behold: