The mighty and all-encompassing CREDIT CARD!
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July 26th, 2013 (5:43 AM).
I highly recommend you get one, but only if you know you're going to be responsible with it. Its very important to start building credit at this age, but its also very important to start on a good note and pay your debt on time. I know you probably don't need to hear that because you know already, but you'd be surprised. Only use your card for simple things that you know you can pay off. Try not to spend anymore than $100 altogether.
But that's assuming you get approved. If your primary -- and, from the looks of it -- only source of income is from grants, I don't think you'd get approved directly from any banks, and that's where I highly suggest getting your card from.
Joined Oct 2004
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