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Old July 26th, 2013 (06:07 AM).
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Join Date: Jan 2009
Location: UK
Age: 23
Gender: Male
Posts: 5,312
I've never really understood credit cards, just seems like added hassle and the risk of screwing up and ending up in debt.

Your payday should last til the next one anyway, so getting a credit card doesn't fix it (as you're then using your payday to pay off the previous months credit card)... eventually it won't work out.
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