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Old July 26th, 2013, 08:27 PM
Shiny Celebi
Donator Tier 3
Community Supporter Tier 3
 
Join Date: Jun 2011
Location: The Internet
Establishing credit is important for buying things in the future like cars and homes. While, yes, you can overspend and get into debt, if you're responsible you'll have good credit in the future. I personally don't have one cause I'm unemployed and I probably wouldnt be approved, I just use my debit card. I'm not opposed to getting one in the future when I can afford to.
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