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Old July 26th, 2013 (8:27 PM).
Shiny Celebi Shiny Celebi is offline
Gold Tier
Join Date: Jun 2011
Posts: 2,402
Establishing credit is important for buying things in the future like cars and homes. While, yes, you can overspend and get into debt, if you're responsible you'll have good credit in the future. I personally don't have one cause I'm unemployed and I probably wouldnt be approved, I just use my debit card. I'm not opposed to getting one in the future when I can afford to.
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