Be Objective & Balanced
When making threads in D&D, you should be making threads with the intent of creating a nice, broad, and long discussion.
This is one of the rules for the titled sector. I've been feeling recently that this needs to stand out more (not necessarily be enforced more) because I've been seeing these threads crop up where there's very little room for discussion because the general conclusion that the majority (if not all) of the people would come to is essentially the same damn thing.
Those are two examples though the latter isn't so bad I guess. But to me all that happens is that everyone goes and pours their hate (I'm exaggerating but you get the idea) into the party that pretty much everyone thinks is in the wrong. I just don't really see the point in it to be honest, I'd much rather see topics with a degree of controversy that would then allow for, you know, proper debates and discussions to take place. I mean sure, I can play the devil's advocate for those threads above but do you really want me to do that? Really?
"I consider myself a necessary evil." - Overlord Drakow Forum Set // Pair
Perhaps it would help if, rather than just posting information and commenting, the OP poses some questions with it?
That way people are more likely to put forward their ideas, rather than repeating other people.
For example, in the first thread, questions like "Should there be more warnings with repossession?" "What do you think the bank owes this woman?" "How would this affect your life if it happened to you?"
IMO that would help stimulate more conversation and debate.
Yes, the topic of the threads might be kind of, well, dumb, but it doesn't break any rules really. And to be fair, you can only ask so many questions when that's the topic. The OP should just include some more background information or ask more in-depth questions like what Swify mentioned. I suppose I could crack down on that, but I don't think closing/locking threads like that because they don't ask enough questions or "didn't stoke the fire" would be counterintuitive.
And if you took the time to notice, Scarf did just that, and broadened the topic some more. So there.