Debit card yo
I carry around some cash with me, just in case I ever need it, but so far I really haven't needed to use it. I think last time I used any of it was for a dessert auction, and that was against my will... "come on, pitch in, we need more money." "oh fine."
But I do just fine with a debit card. Never had a proper credit card, not sure if I would want to, since I like how limiting the debit card is for me. I have how much money left in my checking account? Well, I can't be bothered to put more money in right now, guess I actually won't buy anything right now.
Checks, uh. In theory I have a checkbook around here somewhere. Maybe. I haven't actually looked at a check of mine in years. Actually, come to think of it, even if I do still have them, they would still have my old name on them. It's been that long and yet even longer since I ever touched them.