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Guy December 19th, 2013 6:06 PM

It feels good to have money and I do like saving. In reality, I honestly save more than I spend. However, what's the point of having money piled up all the time if you're not willing to spend it a little and treat yourself from time to time? And if not for yourself, then for others.

Nick December 19th, 2013 6:07 PM

Quote:

Originally Posted by Genesis (Post 7995664)
As for me, I feel a sense of pride when I look over my wallet and see that I haven't used a single buck out of it. I looooove to stock up money for emergency cases and I never use it. That's why all people I know say I should be a manager because money would never be wasted with me.

I wish I loved doing that. I like saving money and seeing it add up and knowing that I won't use it, but I always fall into the temptation of using it because something happens that makes me access those funds. It seems like whenever I'm on the right track, something unexpected happens. Though, I do want to clarify, the more I have, the less inclined I am to spend it because when another paycheck comes in (even though it's around the same amount as my other paychecks), it seems like I got more than I got.

But re: the bold, I had a conversation with my dad about saving money, and I told him that I wanted to do that. And he was like "For what?" and I was like oh my god are you serious right now??? I said in case of an emergency, and he was like "What emergency?" I told him that I don't want to live paycheck to paycheck and struggle to pay my finances.

We had a fight not so long ago and I flat out told him that he's irresponsible with money (to put it into perspective, he had a total of $6,000 the past two months and it's already depleted) and any advice or opinions he has regarding how I spend my money are better left unspoken because I don't value what he has to say regarding finances.

Cordelia December 19th, 2013 6:11 PM

@Ace - rooting is acquiring administrative privileges on your phone, basically like you have on your computer. It allows you to modify partitions you normally wouldn't be able to touch, like /system. It allows you to back up both apps AND their data in case of the worst. It can do so much.

http://en.wikipedia.org/wiki/Rooting_%28Android_OS%29

Cordelia December 19th, 2013 6:11 PM

@Ace - rooting is acquiring administrative privileges on your phone, basically like you have on your computer. It allows you to modify partitions you normally wouldn't be able to touch, like /system. It allows you to back up both apps AND their data in case of the worst. It can do so much.

http://en.wikipedia.org/wiki/Rooting_%28Android_OS%29

Nathan December 19th, 2013 6:13 PM

My dad's the opposite. He taught me all I know about saving money. When there's an emergency, we don't really freak out since he saved a percentage of his pay for them. But that also means we don't spend a lot money on things deemed "unnecessary".

Nick December 19th, 2013 6:14 PM

Quote:

Originally Posted by CC (Post 7995675)
@Ace - rooting is acquiring administrative privileges on your phone, basically like you have on your computer. It allows you to modify partitions you normally wouldn't be able to touch, like /system. It allows you to back up both apps AND their data in case of the worst. It can do so much.

http://en.wikipedia.org/wiki/Rooting_%28Android_OS%29

Other than that, what does it do? I don't really see the need for anyone to root their phone past backing up apps and their data whereas Jailbreaking seems like a perfectly understandable thing you can do to customize your phone past the stock and install tweaks to make your phone work the way you want it to work (though with iOS7, most of the tweaks I used in my jailbreak for iOS6 are obsolete). Android already has those capabilities, so why else would someone want to root their phone?

Cordelia December 19th, 2013 6:19 PM

Quote:

Originally Posted by Ace (Post 7995682)
Other than that, what does it do? I don't really see the need for anyone to root their phone past backing up apps and their data whereas Jailbreaking seems like a perfectly understandable thing you can do to customize your phone past the stock and install tweaks to make your phone work the way you want it to work (though with iOS7, most of the tweaks I used in my jailbreak for iOS6 are obsolete). Android already has those capabilities, so why else would someone want to root their phone?

To uninstall carrier bloatware that are usually system applications that you cannot remove unless you're rooted for one thing.

Somniac December 19th, 2013 6:21 PM

Quote:

Originally Posted by Genesis (Post 7995664)
As for me, I feel a sense of pride when I look over my wallet and see that I haven't used a single buck out of it. I looooove to stock up money for emergency cases and I never use it. That's why all people I know say I should be a manager because money would never be wasted with me.

I always try to stock up money, I have two bank accounts, the one I get paid into and the one I save money in. Every month I'll put a third of my money into the saving account. I haven't withdrawn money from the savings in over 3 years. Last time I checked it had just under 7,000GBP in it. It sounds like a lot but that's 3 years of saving [minus a car and motorbike].

The other account however, is pretty much always empty by the next paycheck. Whether it's rent, food, drink or random rubbish, I'll spend pretty much all of it.
Especially this last month... Christmas is awful.

Quote:

Originally Posted by Aura Blackquill (Post 7995666)
I think I find better pride buying something that's cheap but still have leftover money for this and that, but, I think there is something.. 'more safe' about buying an expensive product; it kind of makes you feel that the expensive product in question was worth every penny, y'know? Plus, saving up for something expensive can be really rewarding once you've finally got it!

Yeah, it's certainly a great feeling when you buy that first big thing with your savings!

On a related note... IT'S PAYDAY!
I'm so happy. So so happy. It looks like I won't starve after all, for tomorrow I eat like a king.

Nick December 19th, 2013 6:41 PM

Quote:

Originally Posted by CC (Post 7995686)
To uninstall carrier bloatware that are usually system applications that you cannot remove unless you're rooted for one thing.

Would I have to worry about bloatware if I buy a Google Nexus directly from Google? Those don't go through the carriers at the time of purchase if you buy them from the Play store.

Aeroblast December 19th, 2013 7:34 PM

Quote:

Originally Posted by Ace (Post 7995708)
Would I have to worry about bloatware if I buy a Google Nexus directly from Google? Those don't go through the carriers at the time of purchase if you buy them from the Play store.

If you root, you get administrative permission via Superuser to make you have access to handy apps like Titanium Backup which backs up your data in case something goes wrong or you want to switch to another ROM, or Nandroid which backs up the entire system in one image. Rooting also allows overclocking of your device which allows for increase in performance, and apps that increase your battery life.

However if you're really just the type of person who doesn't do much stuff on your phone, you don't necessarily have to root. But if you're buying a Nexus phone and already have had a phone that had bloatware, make sure to disable google play app backup, because otherwise google play will automatically download all the bloatware you had in your previous phone, which you don't want. I also don't recommend rooting if you have a lot of data in your phone already, as rooting requires wiping the phone's data. (feel free to correct me if this is wrong)

Cordelia December 19th, 2013 8:20 PM

Quote:

Originally Posted by Ace (Post 7995708)
Would I have to worry about bloatware if I buy a Google Nexus directly from Google? Those don't go through the carriers at the time of purchase if you buy them from the Play store.

Nah, Nexus devices don't have bloatware. Rooting one is so easy, but you have to unlock it first and unlocking wipes data for Nexus devices. Honestly, you probably won't have to root it, but one of the best apps "Greenify" requires root. It allows you to hibernate apps that like to run in the background and wake up your device a ton (like Facebook). Also, you can install something called App Ops X which allows you to get into a secret android menu that allows you to disable excess permissions on Apps (like why flashlight need internet access/my location, lets disable it).

Shining Raichu December 19th, 2013 11:00 PM

Wait chase is quitting already? Jesus that was fast

Kanzler December 19th, 2013 11:05 PM

Real life calls! Oh, I think I hear my name as well, brb...

Shining Raichu December 19th, 2013 11:09 PM

Lmao I didn't notice the other pages when I made that last post, apologies

Nolafus December 19th, 2013 11:15 PM

Yeah, I'm almost off my pain meds! Time to actually get to judging those stories for the contest.

HAHA! You're still in school! :P

Starry Windy December 19th, 2013 11:16 PM

Quote:

Originally Posted by Team Fail (Post 7996000)
It's annoying when it doesn't take you to the last page. I've had it happen a few times haha.

And yay it's almost Christmas break. Gonna try getting to be more active here.

Yeah, I find it weird too, because I might not know if I've got ninja'd when I post and suddenly I go to the page I never seen before.
And speaking of Christmas break, I'll have a break starting in a few more days.

Mark Kamill December 20th, 2013 12:39 AM

Quote:

Originally Posted by Somniac (Post 7995689)
I always try to stock up money, I have two bank accounts, the one I get paid into and the one I save money in. Every month I'll put a third of my money into the saving account. I haven't withdrawn money from the savings in over 3 years. Last time I checked it had just under 7,000GBP in it. It sounds like a lot but that's 3 years of saving [minus a car and motorbike].

The other account however, is pretty much always empty by the next paycheck. Whether it's rent, food, drink or random rubbish, I'll spend pretty much all of it.
Especially this last month... Christmas is awful.



Yeah, it's certainly a great feeling when you buy that first big thing with your savings!

On a related note... IT'S PAYDAY!
I'm so happy. So so happy. It looks like I won't starve after all, for tomorrow I eat like a king.

I don't want to be intrusive on your personal stuff, but you're only 21 and get paid that much? I'm curious cause I'm thinking about England after college and if things are so good there...

Tsutarja December 20th, 2013 4:33 AM

I just wish I had money in my bank account to begin with :p I'm literally flat out broke, except for what's in my savings account.

Hikamaru December 20th, 2013 4:41 AM

I'm never good at handling money, my mother even doesn't want me to use it for any donation purposes because she thinks it's unnecessary. Yeah she is very strict and that's very unfortunate.

Honest December 20th, 2013 5:45 AM

Eep, money. I'm saving up for a phone, but I'm gonna be blowing 40 to 50 bucks today. ;c Cheesecake, booze, and primarily transportation. I hate how travelling in the city costs so freaking much.

Somniac December 20th, 2013 5:57 AM

Quote:

Originally Posted by Elendil (Post 7996088)
I don't want to be intrusive on your personal stuff, but you're only 21 and get paid that much? I'm curious cause I'm thinking about England after college and if things are so good there...

I work a lot, and have two jobs. I'll average 60-65 hours a week between both jobs. I get paid for both on the same day, as the nightclub and bar are managed by the same man.

Quote:

Originally Posted by Dakota (Post 7996273)
Eep, money. I'm saving up for a phone, but I'm gonna be blowing 40 to 50 bucks today. ;c Cheesecake, booze, and primarily transportation. I hate how travelling in the city costs so freaking much.

Cheesecake and booze are two of the best things you can spend money on. I wouldn't call that 'blowing it'.
And now I want cheesecake... I'll nag my SO to make one.

Try commuting to the city, that even more expensive. Thank god I have a bike as well as a car, bike is literally a third of the fuel consumption.

Starry Windy December 20th, 2013 6:55 AM

I find it hard if it comes to buying anything which is beyond what I'm usually buy (like foods, music course and stuff) due to economic factor that time. Buying 3DS XL some months ago costs me much than I thought it should be that I was forced to be hiatus due to running out of internet packet and being unable to buy it for days ><

Quote:

Originally Posted by Hikari10 (Post 7996229)
my mother even doesn't want me to use it for any donation purposes because she thinks it's unnecessary.

Well, looks like we're on the same boat in this case, Hika.

Honest December 20th, 2013 7:05 AM

Quote:

Originally Posted by Somniac (Post 7996288)
Cheesecake and booze are two of the best things you can spend money on. I wouldn't call that 'blowing it'.
And now I want cheesecake... I'll nag my SO to make one.

Try commuting to the city, that even more expensive. Thank god I have a bike as well as a car, bike is literally a third of the fuel consumption.

Ahaha, amen to that! How much on average does one spend on gas per month, anyway? I'm trying to figure out if it's more or less expensive than spending 5 dollars (minimum) daily for a round trip.

Cordelia December 20th, 2013 7:13 AM

I spend about 35 a week for gas and that's just me...

Tsutarja December 20th, 2013 7:21 AM

My mom usually gives me $20 bills to use for gas money.. that is until I actually have a job and begin to have my own income source that isn't theirs.

I hate my car though.. it has a small gas tank ;;


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