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donavannj December 29th, 2016 7:48 AM

I'm not poor per my annual income, at least relative to my area (~$36k base salary; just above qualifying for "affordable" housing in my area), but I do have a sizable debt load (still totals lower than my annual income).

Quote:

Originally Posted by Nah (Post 9530231)
Depends on if you consider ~$10,500 in the bank and working for $11.75/hr part time wealthy

I don't

I mean, the amount you've got stashed away would slash away at a sizable chunk of my current debt load and is way more than I've actually got saved, myself.

Zeffy December 29th, 2016 9:42 AM

y..y'all got any extra money for me out there? i'm willing to exchange services

Nah December 29th, 2016 11:21 AM

Quote:

Originally Posted by donavannj (Post 9532670)
I mean, the amount you've got stashed away would slash away at a sizable chunk of my current debt load and is way more than I've actually got saved, myself.

Not that I'm terribly aware of how much the cost of living here is, but if I was to suddenly move out I think that'd get burned up fairly quick and what I make atm would not be enough to keep up.

donavannj December 29th, 2016 12:17 PM

Quote:

Originally Posted by Nah (Post 9532842)
Not that I'm terribly aware of how much the cost of living here is, but if I was to suddenly move out I think that'd get burned up fairly quick and what I make atm would not be enough to keep up.

It's probably at least a bit more expensive where you are than where I am. I think you can get an 1800 square foot 3 bedroom house with 2 bathrooms for about $250k in most of the towns around me. That's probably not the case where you are.

Star-Lord December 30th, 2016 11:50 AM

I'm comfortable. A lot of my savings had had to be used in the past few months due to some unforseen expenses but I suppose that's why you save money in the first place Just means no vacation for me :(

Nick January 3rd, 2017 2:44 PM

I've got some debt that I need to finish paying off before I can fully work on saving up. I have four figures in my account, but it's low enough for me to be extremely uncomfortable and hesitant to do anything, which is a good thing because in the past, I've been very reckless with money and self control. That contributes to my debt problem. I have enough to pay most of it off, but I'm exercising some financial responsibility by refraining from doing so all at once. I actually was working on budgeting all of my income to come on paying off my debt.

Aside from the occasional depression for not exactly being where I want to be in life professionally, my financial situation is a great cause of stress and anxiety for me that won't go away until this debt is paid.


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