Cash or Credit?

Started by Lover's Kite October 6th, 2008 7:02 PM
  • 1063 views
  • 29 replies
  • Public Poll

Cash, Credit, Chack or Money Order?

Lover's Kite

the age of empathy

Age 31
Male
California
Seen November 23rd, 2021
Posted September 4th, 2014
734 posts
15.8 Years
Title states it. When you (or your family) go to buy something do you/they use cash or credit cards?

I honestly used credit cards for almost a year now. I stopped though. They're nothing but trouble! Kiddies do not get them! D:

Aegis

The Savage Nymph

Age 29
Male
Canada
Seen May 20th, 2015
Posted October 30th, 2012
4,558 posts
17.3 Years
Since the majority of what I buy is off the internet, I just use a credit card :[ I make sure I always have the money beforehand though, so it's all good. :>

XII. The Savage Nymph
OT3 ☆ Aegis × Lightning × Arcanine
LINKS ☆ LiveJournal x Backloggery x Twitter

Cherrim

Age 34
she / her
Toronto
Seen 20 Hours Ago
Posted 20 Hours Ago
33,052 posts
20.4 Years
I buy everything with my debit card, or cash if the establishment doesn't take Interac. :/ I've been meaning to apply for a credit card for a while now but I just haven't gotten around to doing it. I can't imagine I'd use it for anything but shopping on Amazon and other websites that won't accept Paypal. I'd never charge for anything I don't already have funds in my bank account for, though.

As for my family, my parents charge everything to their credit card because they get air miles for every x amount spent on it. :] Again, they don't overcharge the card and all payments are made right on time so there's never any problem with that.


paired with professor plum.

Gummy

by fire be P U R G E D

Age 30
Male
Brooklyn, NY
Seen December 26th, 2013
Posted October 26th, 2013
4,518 posts
16.3 Years
I don't have a credit card, but I'm a pretty responsible person when it comes to money so I'll probably only use it when I really need it. My mom, however, uses her credit cards as if she doesn't have to pay everything back.


Monotype Fire Challenge

Confuse

the points never matter

Male
Free Country, USA
Seen November 2nd, 2013
Posted May 25th, 2011
515 posts
14.9 Years
My family buys everythin' with debit.

I use cash all the time; since when did people like myself have credit cards?

Hey, I actually buy things. My sister hasn't bought anything for herself all her life.

Then again, she'll be financial savy, while I'll have nothing left.
HG FC: 0646 8002 6116
DIA FC: 0088 4750 7592



Sammi

Age 33
she/her
The States
Seen 5 Days Ago
Posted November 8th, 2021
14,085 posts
18.3 Years
I've been meaning to apply for a credit card for a while now but I just haven't gotten around to doing it. I can't imagine I'd use it for anything but shopping on Amazon and other websites that won't accept Paypal. I'd never charge for anything I don't already have funds in my bank account for, though.
You can't use your debit card over the 'Net? If I have to pay something online, I use my debit card. ._. Then again, the debit card system works differently in Canada, I assume, so that might be why... haha. XD;

I usually use my debit card. It's the convenience of a credit card, but without the interest, since it's tied to my checking account.
Oddly enough, I prefer using cash -- but mostly becuase I know it'll be taken wherever I go. But I don't really like carrying around the bills, so I use the card instead.

I don't have a credit card. I might get one later, but mainly to build up credit. I'm really really afraid about getting into too much debt, so... yeah.

I'll make a proper signature when Pokecommunity gets a proper slogan

Cherrim

Age 34
she / her
Toronto
Seen 20 Hours Ago
Posted 20 Hours Ago
33,052 posts
20.4 Years
You can't use your debit card over the 'Net? If I have to pay something online, I use my debit card. ._. Then again, the debit card system works different in Canada, I assume, so that might be why... haha. XD;
Yours are like... half credit cards or something. I remember whining after Mork "lied" to me and said Amazon would accept debit. So I guess there has to be a difference. Our debit cards are only connected to our banks, not to credit cards as well. Or something. I dunno, but our debit cards are different. (Probably for the best anyway--I think I would've gotten way too carried away in the last few years had I been able to order from Amazon on a whim. XD)


paired with professor plum.

Unforgettable

Melodies of Life

Male
Kentucky
Seen January 3rd, 2013
Posted January 3rd, 2013
1,620 posts
15.2 Years
You can't use your debit card over the 'Net? If I have to pay something online, I use my debit card. ._. Then again, the debit card system works different in Canada, I assume, so that might be why... haha. XD;

I usually use my debit card. It's the convenience of a credit card, but without the interest, since it's tied to my checking account.
Oddly enough, I prefer using cash -- but mostly becuase I know it'll be taken wherever I go. But I don't really like carrying around the bills, so I use the card instead.

I don't have a credit card. I might get one later, but mainly to build up credit. I'm really really afraid about getting into too much debt, so... yeah.
That is exactly how I am.
I love my debit card. It gets me everywhere :D

Remember the way I was, for me.

Morkula

Get in the Game

Age 34
Male
Virginia
Seen February 6th, 2020
Posted March 4th, 2018
7,294 posts
19.3 Years
I usually use my debit card as well. It's so much more convenient than having to deal with cash or write a check. And being able to order stuff online with it is great too. And it works at places that only take credit cards - it just withdraws it from your bank account just as if you'd used it as a debit card rather than sending you a bill.
Age 35
Female
By the sea, Scotland
Seen July 20th, 2009
Posted July 20th, 2009
679 posts
17 Years
When I'm out at the shops, I tend to use either cash (about £5 or £10 in loose change) or my tusty Chip n' Pin depending on the price of the purchase. (BTW, it's a debit card.)

New Sig and Avatar coming soon! Hello, I'm back!
Kraka-chan on DeviantART - YouTube Channel

Mario The World Champion

Tepig!

Age 41
Male
Western Massachusetts
Seen April 17th, 2017
Posted March 15th, 2017
3,299 posts
18.4 Years
I always pay with cash. I got a debit card a year ago and I hardly use it to buy stuff in stores. I just have it to buy stuff online.

And before I got my debit card, I paid for Ebay stuff with Money Orders. Yeah, it was a dark time for me.
3DS Friend Code: 0232-8258-5085
Friend Safari: - Meditite, Pancham, Riolu

BeachBoy

S P A R K of madness

Age 31
Male
Texas
Seen November 17th, 2016
Posted November 16th, 2016
8,396 posts
15.3 Years
Cash, only. I don't even have a credit card, so why bother. I'd prefer to get it straight and over with at the register instead of some lame credit card bill. :D
credit to easterly

Snivi

..•.¸¸•´¯`•.¸. ஐ

Female
TULSA, OK, USA
Seen November 26th, 2021
Posted November 26th, 2021
20,087 posts
19.6 Years
I always pay with cash. I got a debit card a year ago and I hardly use it to buy stuff in stores. I just have it to buy stuff online.

And before I got my debit card, I paid for Ebay stuff with Money Orders. Yeah, it was a dark time for me.
Paypal is best for eBay <3
Please add me for max raids!
2191-5404-3342
0107-7227-0622
0911-2714-1226

SamuraiMaster

and his son, Layne (Buizel).

Age 32
Male
Colorado
Seen December 16th, 2013
Posted July 25th, 2011
727 posts
14.7 Years
Cash. The credit debt is high enough and we just screw ourselves over.

Seriously they have a debt clock in New York. It's high...
My Buizel is not amused with your foolishness.

Mystery Dungeon: Through the Never
I'd appreciate any reviews on my fic.

Midnight Beat

elit resu motsuc

Age 31
Male
Seen July 15th, 2022
Posted May 1st, 2011
1,614 posts
16.5 Years
I'm 16 and jobless, so I don't really have enough money to back up a credit or debit card. Cash is handy, plus you know exactly how much you have. That being said, I have a debit card linked to my parents account for when they send me out for groceries and what not.

<<--Life isn’t measured by the number of breaths you take, but by the moments that take your breath away- Unknown-->>

Aizuke

long sword style

Age 33
Male
Canberra, Australia
Seen November 6th, 2015
Posted November 6th, 2015
3,025 posts
15.3 Years
Cash. Since having money on hand is awesome. XD;

My parents only use credit when they want some expensive upfront. :x

And.. We don't buy much things off the internet, only when we have to. :<
Paired with Signomi