Penny Pincher

Started by Cay May 24th, 2016 9:17 PM
  • 936 views
  • 22 replies

Cay

Seen March 10th, 2022
Posted January 1st, 2020
2,065 posts
8.4 Years
When you have money, do you tend to save or spend?

I have a bad impulse buying habit at times, usually when it comes to food/clothes/games. I've been trying to develop a habit of saving (lord knows I'll need it one day), but I can never get it going for me. How about y'all?

Sothis

Guns and ammo lie in front of you

She/her
Firene
Seen 1 Day Ago
Posted 1 Day Ago
17,844 posts
9.9 Years
I'm kinda,,,bad with money. I tend to spend it all in a short period. I SHOULD save some but I just keep forgetting to lol

The clips are all loaded,
now what shall you do?


gimmepie

Age 27
Male
Australia
Seen 10 Hours Ago
Posted 13 Hours Ago
24,970 posts
11.1 Years
I'm pretty frugal. I prefer to save then to waste money away because I never know when I'm going to have it again or not and I never know what the future holds. That being said, I'm not going to go to extremes either and will still spend money on things that I want within reason.
RPWLA&MVGGaming Journal

Ivysaur

Grass dinosaur extraordinaire

Age 32
He/him
Madrid, Europe
Seen 1 Day Ago
Posted April 5th, 2023
21,076 posts
16.2 Years
I set myself a general budget for the month (20€ for transport, 80€ for books, games and stuff; 30€ for meals out, etc.) that allows me to save about 150€ per month and then do my best to stick to it. My general rule is that it's okay to go over the limit at the end of the month if it's for food, but that's it. Most of the time I end up spending more but I always manage to save 125€ or a bit more, so I have no problems with that.

ShinyUmbreon189

VLONE coming soon

Age 31
Male
Chicago
Seen December 17th, 2022
Posted July 7th, 2019
1,461 posts
11.2 Years
I'm bad with money.. I mean, when I get the funds I'm gonna get my sleeve tattoos done which wont be long. I get it then I spend it.. psyduck it, it's $600 a week and my bills come out to 1/4 of that so why not buy stuff I want? Possibly might put a twin turbo in my Camaro lmao, not that it's not already fast...

天 (Caine)

Flower Child

Age 31
Male
Vice City
Seen December 25th, 2016
Posted October 17th, 2016
452 posts
7.7 Years
I can be pretty impulsive, but most of the time I'm pretty frugal. I don't see the point in overpaying just for the immediate gratification. In my opinion, it's always best to price compare and go to another store for a cheaper price. Even if it would save you five or six dollars, that's money that can be put towards groceries and bills.

Sylphiel

Between your fantasy and my reality
Seen March 28th, 2023
Posted January 9th, 2023
13,114 posts
18.5 Years
While I don't try to save every bit of money that I can, I'm also not prone to spending a lot. Some cheap purchases every so often? Okay, fine enough, as long as it's not done too much. Bigger purchases though? Unless I feel I can justify it in some way, I might not end up getting it until later (if at all). So. :P

DarkestMidnight

Demon Slayer

Finals (Hell)
Seen January 23rd, 2018
Posted August 19th, 2017
412 posts
7.2 Years
It's funny because in my heart, I want to buy everything, but I'm a little more rational in my mind. I try to spend the least amount of money I can. I tend to have a lot of money just sitting around because I usually don't spend it. When I do spend it though, I'll run myself dry of money. It's like I have bulimia, but with money instead of food.

Keiran

[b]Rock Solid[/b]

Age 31
New Jersey
Seen March 14th, 2022
Posted July 25th, 2018
2,441 posts
12.1 Years
I save every penny I can. I'm so cheap. I'm really into couponing so I hardly spend anything. However I do splurge once every few months.
Mod of Trade Corner| Pair | Trainer Information

When kings upon the main have clung to pride
And held themselves as masters of the sea
I've held them down beneath the crushing tide
Till they have learned that no one masters me
Seen January 1st, 2023
Posted March 23rd, 2022
3,316 posts
9.2 Years
im a saver as in i dont spend my money on things just because they're there. i tend to only really spend when im out with friends because we're getting food/drinks and doing activities. it's not that often i actually go and buy something for me, but when i do it's usually pricey because of the rarity of the occasion lol

Ho-Oh

used Sacred Fire!

Age 31
Female
QLD, Australia
Seen June 5th, 2022
Posted April 23rd, 2022
35,988 posts
17.5 Years
Save. When I'm in between jobs I barely spend. Then when I have a job I tend to get little luxuries and then regret it. It's not that I get fired I've just gotten short term jobs since I moved lol so I kinda need to save because... Yeah.

I think what helps is that I buy a lot but nothing over like 25 dollars so it's a good way to work money.

Dracowyn

Hell's Traffic Accident

Age 30
Male
Phondrasôn
Seen September 9th, 2022
Posted March 5th, 2022
413 posts
12.2 Years
Kinda in between. I still live with my parents and they don't ask me that much to live with them. Of course if I need anything I have to buy it myself, but the money they ask includes water, electricity and food. I buy something every no and then but I save the majority of my paycheck.

killer-curry

Oro.........?

Age 24
Male
Malaysia
Seen February 26th, 2021
Posted November 1st, 2020
2,521 posts
7.8 Years
When I have money, i tend to save them. If I want to spend, I would go for necessary things like food, clothes etc.

But I will save more money in future for a gaming rig that cost $10k

Well, planning is great.