Her

Age 29
Seen 3 Hours Ago
Posted 1 Week Ago
do i have any shame about stealing from reddit? nope!

aurevesque

My daddy's got a tazor.

Female
Somewhere peaceful
Seen October 10th, 2022
Posted March 11th, 2021
729 posts
13.7 Years
How do I file taxes?
How do adults not understand how to make financially sound decisions? I know there are plenty of different situations that require it, but I've watched many adults willingly buy boats when there isn't a body of water within 50 miles, or buy horses when they complain about not affording groceries.

gimmepie

Age 27
Male
Australia
Seen 1 Day Ago
Posted 1 Day Ago
I am awful at dealing with important documents like taxes etc.
RPWLA&MVGGaming Journal

gimmepie

Age 27
Male
Australia
Seen 1 Day Ago
Posted 1 Day Ago
Yeah same, lmao. I had my mom help me do mine 8D
That's my usual go-to! xD
RPWLA&MVGGaming Journal

Nihilego

[color=#95b4d4]ユービーゼロイチ パラサイト[/color]

Male
scotland
Seen September 28th, 2018
Posted March 16th, 2018
8,874 posts
12.1 Years
what are mortgages and insurance and and pensions and why do i need them
s͎̭̚ ̪ͭͩy͔͚̰̻̗̩̺ͣ́ͨ̌͡ ̩̳̙̖̖̺͡m̷̱̘͎̝̘̣͒͌͒̚ ͇͖̔̐̔b̝̪͚̞̦ͬ ̢͔̱̟̞̝͙̮͌̅̈̓̿̿i͐̈̃͊ͯ̎҉̟̠͓ ͕̥̣̪̠̃͑͞ỏ̵͕̠̱̬̬̞͛̋ ̨͈̻̱̟̱͓̪n͒̒͂͊̀ ̻̰̰̜̅̃͒̂͞tͭ̍̈́ ͙͇̘͕͍̜̖ͫ̌̊̿ͫ̂̀:̵̾͒̔͂ ̟͉̜̽͒͌͜p͎͇͎̦̺̙͒͆͋́ͅ ̨̠̠̘͚͖̺ͫ͛̎̉a̲͍̫͖͗̄ ͓͖͍̯̤̼͙̿̆̂̂̄r̬̟̮͖̥̼̆̓͑̃̾ͬ̉͟ͅ ̬̼̗͊͛a̛̯̮ ̮̬͍̙̮̤́ͪŝ͊ͬ̒̎̃ ̧̝̮͎͙͆̓ì͈̹̻̱̾͝ ̘͉͕̭̊ͤ̉̓tͩͯ̉̐ͨͬ̚͏̻̺̖̮ ̞̘͂̋̋ͯ͑ͦ͗e̞͔̎̇ͫ͊͗

moon

they/them
Seen 13 Hours Ago
Posted 2 Days Ago
37,443 posts
15.5 Years
How can the storks be powerful enough to carry the babies during flight? I mean really, something fishy is going on.
paired with Ivysaur

blue

gucci

Male
United Kingdom
Seen September 26th, 2021
Posted August 7th, 2019
21,056 posts
15.4 Years
how to vape

Sothis

Will this hand destroy you?

She/her
Firene
Seen 10 Hours Ago
Posted 14 Hours Ago
17,837 posts
9.9 Years
There's a list
~ Doing my own taxes
~ Driving
~ Spend money wisely >_>
~ Saving ^
~ Controlling childish impulses

you cannot hope to win
so bound in flesh


Nihilego

[color=#95b4d4]ユービーゼロイチ パラサイト[/color]

Male
scotland
Seen September 28th, 2018
Posted March 16th, 2018
8,874 posts
12.1 Years
How does the boiler work?
it stops working for 5 minutes so you call someone at like 11pm because without hot water you'll literally die immediately and they come and turn one knob like 90 degrees and tell you to just do that next time and kinda judge you for being so hopeless and this happens about every few months

that's how it works
s͎̭̚ ̪ͭͩy͔͚̰̻̗̩̺ͣ́ͨ̌͡ ̩̳̙̖̖̺͡m̷̱̘͎̝̘̣͒͌͒̚ ͇͖̔̐̔b̝̪͚̞̦ͬ ̢͔̱̟̞̝͙̮͌̅̈̓̿̿i͐̈̃͊ͯ̎҉̟̠͓ ͕̥̣̪̠̃͑͞ỏ̵͕̠̱̬̬̞͛̋ ̨͈̻̱̟̱͓̪n͒̒͂͊̀ ̻̰̰̜̅̃͒̂͞tͭ̍̈́ ͙͇̘͕͍̜̖ͫ̌̊̿ͫ̂̀:̵̾͒̔͂ ̟͉̜̽͒͌͜p͎͇͎̦̺̙͒͆͋́ͅ ̨̠̠̘͚͖̺ͫ͛̎̉a̲͍̫͖͗̄ ͓͖͍̯̤̼͙̿̆̂̂̄r̬̟̮͖̥̼̆̓͑̃̾ͬ̉͟ͅ ̬̼̗͊͛a̛̯̮ ̮̬͍̙̮̤́ͪŝ͊ͬ̒̎̃ ̧̝̮͎͙͆̓ì͈̹̻̱̾͝ ̘͉͕̭̊ͤ̉̓tͩͯ̉̐ͨͬ̚͏̻̺̖̮ ̞̘͂̋̋ͯ͑ͦ͗e̞͔̎̇ͫ͊͗

Mr Cat Dog

Frasier says it best

Age 32
Male
London, UK
Seen September 29th, 2017
Posted July 12th, 2017
11,344 posts
19.1 Years
it stops working for 5 minutes so you call someone at like 11pm because without hot water you'll literally die immediately and they come and turn one knob like 90 degrees and tell you to just do that next time and kinda judge you for being so hopeless and this happens about every few months

that's how it works
#lifehack

pastelspectre

Memento Mori

Age 25
he/him
The Pacific Northwest
Seen 1 Week Ago
Posted 1 Week Ago
2,156 posts
13.1 Years
taxes, driving, cooking (like major meals and stuff), i know how to clean but i'm not very good at it.. so that's fun

Mawa

The typo Queen

Age 30
Female
Canada
Seen August 13th, 2020
Posted March 1st, 2020
Everything?

Seriously, important stuff like Taxes. And cooking, like real food.
At least I know how to dive/have my own car and pay my bills. At least there's that.
I miiiiight be back?
And why am I not a supporter anymore >.<

Nah

Age 30
she/her, they/them
Seen 10 Hours Ago
Posted 18 Hours Ago
15,643 posts
9.5 Years
what are mortgages and insurance and and pensions and why do i need them
basically the first two are because basic necessities like a home and medical bills and such is way too psyducking expensive in the world for some reason to pay for all at once by yourself, and the latter is so when you stop working when you get old and crusty you don't go "oh muk I don't have any money/income wtf do I do"

driving

im too terrified to drive cause im terrified im going to psyduck up
It's kinda scary at first, but it's something where you kinda just have to do it, and you'll eventually get used to it and it won't be scary anymore. That's how it was for me at least.

now it's just the thought of driving to and from places i've never been to before that makes me muk myself
Nah ンン
“No, I... I have to be strong. Everyone expects me to."

donavannj

Age 32
Male
'cause it get cold like Minnesota
Seen 6 Hours Ago
Posted 1 Week Ago
22,513 posts
18.2 Years
How do I file taxes?
How do adults not understand how to make financially sound decisions? I know there are plenty of different situations that require it, but I've watched many adults willingly buy boats when there isn't a body of water within 50 miles, or buy horses when they complain about not affording groceries.
Easily being swindled by the idea of a "good deal" and not having ever been taught how to properly budget or manage money.

Yeah same, lmao. I had my mom help me do mine 8D
That's my usual go-to! xD
The key to doing it yourself is to remember what you worked with mom on.

TurboTax is a wooonderful thing!
TurboTax is probably better for not missing benefits, but I use HR Block's free e-filing because my taxes aren't as complex as people make taxes sound like.

It's kinda scary at first, but it's something where you kinda just have to do it, and you'll eventually get used to it and it won't be scary anymore. That's how it was for me at least.

now it's just the thought of driving to and from places i've never been to before that makes me muk myself
STUDY THE MAP AND ASSERT YOUR DOMINANCE BY DRIVING AN SUV THAT'S WAY BIGGER THAN IT NEEDS TO BE.

But seriously, just study the map for the route you're taking and make sure to flag a couple alternate routes in the event you miss your exit/turn or need to turn off early.

How does the internet get to my computer?

What are all the things you can do with money instead of putting it in the bank and why are they supposed to be better?
How detailed do you want on the internet one?

RE money: Well, pretty much all of the better things you can do with money still involve a bank in some way. It's just a matter of whether you have the capital to do so. One of the more affordable options if you're employed full-time is to go to a credit union and apply to open an account. The benefits of credit unions are generally better than the benefits of banking with banks, such as usually having higher interest and lower fees on savings and checking accounts while also having lower interest rates on loans.

You can also open an IRA independent of any 401k or pension your employer offers. Never hurts to have a backup plan for retirement.

Here's a list of non-checking/non-savings account services my bank offers:

Retirement Planning
Wealth Management
Small Business Services
College Planning
Estate Planning
Insurance Services

Granted, all of these cost money, and none of these are insured by the FDIC.

One thing you can do is open yourself an IRA independently of any pension or 401k your employer provides. You can buy treasury bonds (such as I-bonds). You can look into municipal, county, and school district bonds.

It's a bit tricky right now because the last financial crash caught a lot of banks with their metaphorical pants down where investment banks and savings & loan banks were dipping their hands into the other type of banking, and this was broken up, so the variance in account types is lower because bank executives got greedy pre-recession and had to be barred from the irresponsible practices that led to the '08 crash.

Things that your normal bank offers that could be beneficial include Certificate of Deposit accounts, money market accounts, and high yield interest checking and savings accounts.


You still want to build a 6 month or 12 month buffer if you haven't already built one before you even consider other things with your money, though.

Also you could look at buying a house down the line as that is usually something that increases in value as the years go by.

I think there's more worthwhile for knowing on this topic, but I can't remember any of it.

This is a good resource: https://www.fool.com/personal-finance/saving/where-to-park-your-cash.aspx

why is america so racist
All sorts of reasons.
whoops

noa

sleeping cutie

Age 30
Female
Seattle
Seen November 29th, 2020
Posted July 20th, 2020
5,474 posts
7.6 Years
I'm 24 and really have no freaking clue how taxes work. My dad does it for me. I know lower bracket people get returns and higher bracket people have to pay taxes but... that's pretty much it :[

Palamon

Silence is Purple.

Age 26
he/him
Snezhnaya, Teyvat.
Online now
Posted 1 Day Ago
7,784 posts
14.3 Years
Probably...doing my own taxes? Yeah.

I'm not there yet, but.
I still don't know how to file tax returns. Blame it on being unemployed for the past year and spending 6 years in college. I also still don't completely understand how exactly my country's healthcare system works and from what I've heard it's a major pain in the ass that other Western countries don't have to deal with because they have tax-funded single-payer state systems.

Who's Kiyo?

puking rainbows

Age 27
Male
Olivine City
Seen July 21st, 2022
Posted September 6th, 2018
3,228 posts
12 Years

what do you mean we don't know exactly how or why domestic cats purr but we can make small green wavy plastic things in a beep-boop box connect with people all around the world on site dedicated to fictional monsters that live in your pants E X P L A I N

hugh holland in "cracks: a sinnoh story"
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Roleplay Theatre
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Credits