i have money now is this game worth getting yall
I think that depends on what you'd want out of the game.
It definitely has a better narrative than the core Pokemon titles, although that isn't saying much at all really - as far as JRPG narratives go, it's about average. Your mileage may vary with this. You could definitely do better if you're looking for story. If you've got the money for this, you could better spend that money on any number of story-driven JRPGs instead.
If you're the completionist type it's definitely worth getting, because you can recruit every Pokemon from Gens I-III with Gen IV evolution links included, so there's a fair bit to do. This will keep you going for AGES. Took me about 75 hours, and I got lucky with mystery houses, which is the only way you can recruit Riolu/Lucario, so yeah. Recruitment is much less painful than it was previously (except for Kecleon, which is just as painful as it always was) so that's nice...the original PMD titles had pretty horrific rates for some Pokemon. Gameplay-wise, it's a very repetitive game: there isn't really much variety at all in the types of missions you'll get (find a Pokemon, escort a Pokemon, find an item, deliver an item to a Pokemon, that's about it) and the dungeons are pretty samey really: one deep water dungeons looks pretty much the same as the next. It's very pretty, but you can only traverse so many narrow corridors and large rooms before you stop caring. Whether this bothers you or not will depend on your patience and how invested you get in it, but don't expect a huge amount of variety here.
In terms of difficulty...well, it's an easy game, once you know what you're doing. It's more about the items you use rather than the level and type of your Pokemon (although these are obviously factors, but levelling up is slow as hell in this and grinding for levels will not be a thing here) and there are some postgame dungeons which restrict what you can take with you, reset your level, and so on, so you'll definitely get some challenge out of that...although truthfully it's mostly RNG-based and can be cheesed with certain Pokemon with certain abilities....or grinding the hell out of gummis and boosting your stats to 255. There are a lot of cheap mechanics in this game too: moves like Heat Wave will hit everything in the entire room, Agility can give Pokemon multiple turns in a row, traps can completely debilitate you, and Monster Houses are always a fun experience. So be prepared for some frustration. This is more outside of the main story, but it's worth mentioning. It's not hard in terms of the genre, but if this is your first experience with dungeon crawling games like this...yeah, be prepared.
If you've played Blue/Red Rescue Team before, you've played this. One thing worth noting (at least in my opinion) is that it doesn't have Friend Areas, which were a huge draw of the original games. There was something very satisfying in watching spirte versions of Pokemon move around in colourful backgrouns, but this takes the worst part of that system - paying for Friend Areas - and combines it with the general laziness that was the list-based Chimecho Assembley and combines them into one awful Rescue Camp system. Basically, you have to buy camps to recruit Pokemon, so a lot of what you'll come across you won't be able to get without going back for it later...or grinding a hell of a lot so you can afford to buy the areas. Some don't unlock until late game either so there's that too.
Personally, I would say get Super Mystery Dungeon if you're in the market for a PMD title, because it's better than this. The narrative is about the same quality but it has more Pokemon in it to recruit, you don't have to buy camps to recruit things, and whilst there isn't much variety in that one either, it's not quite as broken...this game did not get much in terms of QoL updates to gameplay outside of the visuals (which are VERY pretty now, I should mention), making Pokemon slightly easier to recruit, and a complete overhaul of the Gummi system that makes it harder to get abilities but allows you to completely steamroll the game by boosting your stats to max levels in a few hours once you unlock certain areas. If you're in the market for a new Switch JRPG...god, I could list so many better choices. Xenoblade Chronicles Definitive Edition, Digimon Story: Cyber Sleuth, Disgaea 4, Dragon Quest XI S, Octopath Traveler, Ys VIII, Final Fantasy XII...it's not hard to find a better JRPG than this in terms of both gameplay and narrative.
tl;dr - save your money and buy it used (because as we all know, Nintendo don't believe in discounts on their core IPs) if you really want to play it. But there are better games you can spend your money on.