Except that's basically stealing another person's hard work, and should not be done unless said person has said it is alright for you to do.[...] or you could do this:
1) make all the subject dividers banners and that
2)Find a site whose layout you like
3)Go to 'View' 'Source'
4)Change the background color, banner, page title, delete the content affys and all that, so you are just left with the outline, and then use it for yourself