I usually always respond to minor whims and impulses that I get throughout the day. I can't think of any concrete examples of what I mean. But for things that are pretty important to me, like finances, I usually do my best to think them through before I make them, which is something I've been improving on since I first started earning money. Still, there's room for improvement there. But if I feel like doing something and it won't hurt anybody, or my wallet, then I'll most likely respond to the urge. I like spontaneity. Makes my otherwise ordinary life less boring.