Wow, that did get me thinking.
I'm not really sure; it could end up not going well. For example, what about someone with depression?
I honestly can't completely comprehend the idea of it. n_n" What about if you're sad? Does that mean you lose all of your money? That would be difficult to cope with, say, if your spouse dies. You're sad because of his/her death...and now you have no "money" to pay for the funeral.