this reads like a trump tweet
anyways, my closest friends and i participate in the honor system. we always just pay it forward to each other no matter what, so all debts are more or less assumed to have evened out in the end. we're all in revolving financial situations so we get that no one individual is going to be consistently paying more often than another.
honestly tbh i sort of kind of hate my more casual friends that hound me to pay back like, $2.78 because i'm less likely to want to pay it forward to them. being really anal about who owes what a trivial amount of money (when not in a critical financial situation) feels to me like a lack of trust.
it's probably just confirmation bias talking, but my friends that do the whole honor system with me are less likely to be fairweather friends when someone really needs them. guess there may just be more trust and openness associated lol.