I think what you actually need is some tips on what to do. I know it sounds hard but... exercise.
First of all, swim if you can. Swim till you push yourself to the limit, and then the next day you'll see that you can do more, cause your stamina will increase, and you'll lose fat too, two in one.
Don't miss a day of swimming, otherwise the whole effort is reduced a lot, until you've done it continuously for more than a month.
Another great way is to make some muscle. Do some sit ups - till you totally tire out, then some push ups.
Use dumbells (sp.) to help yourself if you have them.
Making muscle has also got a lot of good sides:
1. They look cool
2. They make your body tight-looking, so all the fat is made tight too, and the fat is not that noticeable anymore.
3. Muscles take a lot of energy to maintain, so your body will automatically burn fat for getting that energy. That's very good.
And finally, try drinking a lot of water and eating a lot food with a lot of fibre, 100% wholegrain bread and cereals, for example.
Try making them substitutes for the other food that you eat. It will help you be more healthy.
Eating more fibre helps you feel filled-up, so you don't easily feel hungry. That way, you'll automatically consume less food.
Besides, food with fibre itself has very low fat contents.
Also, it makes you visit to the toilet a great one XD, it true! :D
Steriods is one way, but it isn't natural, and neither is it healthy, so I wouldn't recommend it, but you may take that way if you wish.
And one big factor that will stop you from following these ways is laziness and forgetfulness.
For that you can do something like, tell someone to tell you of it everyday till it becomes a habit, or maybe hang a note up on the place where you look a lot.
Write an additional note on that page which might help you throw your laziness off. Trust me, it can be done!
All the ways I listed, if followed together, should help you lose fat real fast.
All of these ways will help you in more than one way. So, I hope this helped! :)