i look at the first banner and gag myself, i look at the second one and see much improvement. i don't believe in #/# ratings, so... please get rid of the blue border, perhaps light brown instead? and an outer glow too, you NEED an outer glow. way better background, but i'm not a big fan of the font... overall, not so bad. if you really want a number rating, i'd say... 7.7/10 for how new you are to the program. if this weren't your 2nd banner, i'd probably give you way worse. keep it up, you'll get better. (hopefully)