Yeah, we're always at risk for those things where i live. i live on this huge plateau at the base of a volcano (eruptions, avalanches and eathquakes) that has super cell storms every winter (windstorms and partial tornado development) and near a river (flooding). It's a miracle none of them has happened yet (Although we had 2 tornados almost touch down a few years back but they disintegrated before they formed). To be honest im always a little jealous of the mid-west for being relatively safe.