Cash or Credit?

[Lover's Kite]

Title states it. When you (or your family) go to buy something do you/they use cash or credit cards?

I honestly used credit cards for almost a year now. I stopped though. They're nothing but trouble! Kiddies do not get them! D:

 

[Aegis]

Since the majority of what I buy is off the internet, I just use a credit card :[ I make sure I always have the money beforehand though, so it's all good. :>

 

[Yu_&_Rei]

I use cash cuz credit has interest, I only use Credit Cards when I have no cash with me, but I always have at least over $60 cash with me.

 

[Cherrim]

I buy everything with my debit card, or cash if the establishment doesn't take Interac. :/ I've been meaning to apply for a credit card for a while now but I just haven't gotten around to doing it. I can't imagine I'd use it for anything but shopping on Amazon and other websites that won't accept Paypal. I'd never charge for anything I don't already have funds in my bank account for, though.

As for my family, my parents charge everything to their credit card because they get air miles for every x amount spent on it. :] Again, they don't overcharge the card and all payments are made right on time so there's never any problem with that.

 

[Gummy]

I don't have a credit card, but I'm a pretty responsible person when it comes to money so I'll probably only use it when I really need it. My mom, however, uses her credit cards as if she doesn't have to pay everything back.

 

[Confuse]

My family buys everythin' with debit.

I use cash all the time; since when did people like myself have credit cards?

Hey, I actually buy things. My sister hasn't bought anything for herself all her life.

Then again, she'll be financial savy, while I'll have nothing left.

 

[Sammi]

I've been meaning to apply for a credit card for a while now but I just haven't gotten around to doing it. I can't imagine I'd use it for anything but shopping on Amazon and other websites that won't accept Paypal. I'd never charge for anything I don't already have funds in my bank account for, though.

You can't use your debit card over the 'Net? If I have to pay something online, I use my debit card. ._. Then again, the debit card system works differently in Canada, I assume, so that might be why... haha. XD;

I usually use my debit card. It's the convenience of a credit card, but without the interest, since it's tied to my checking account.
Oddly enough, I prefer using cash -- but mostly becuase I know it'll be taken wherever I go. But I don't really like carrying around the bills, so I use the card instead.

I don't have a credit card. I might get one later, but mainly to build up credit. I'm really really afraid about getting into too much debt, so... yeah.

 

[Cherrim]

You can't use your debit card over the 'Net? If I have to pay something online, I use my debit card. ._. Then again, the debit card system works different in Canada, I assume, so that might be why... haha. XD;

Yours are like... half credit cards or something. I remember whining after Mork "lied" to me and said Amazon would accept debit. So I guess there has to be a difference. Our debit cards are only connected to our banks, not to credit cards as well. Or something. I dunno, but our debit cards are different. (Probably for the best anyway--I think I would've gotten way too carried away in the last few years had I been able to order from Amazon on a whim. XD)

 

[Master Jecht]

i use cash most of the time. I am running out D:

 

[Unforgettable]

You can't use your debit card over the 'Net? If I have to pay something online, I use my debit card. ._. Then again, the debit card system works different in Canada, I assume, so that might be why... haha. XD;

I usually use my debit card. It's the convenience of a credit card, but without the interest, since it's tied to my checking account.
Oddly enough, I prefer using cash -- but mostly becuase I know it'll be taken wherever I go. But I don't really like carrying around the bills, so I use the card instead.

I don't have a credit card. I might get one later, but mainly to build up credit. I'm really really afraid about getting into too much debt, so... yeah.

That is exactly how I am.
I love my debit card. It gets me everywhere :D

 

[Morkula]

I usually use my debit card as well. It's so much more convenient than having to deal with cash or write a check. And being able to order stuff online with it is great too. And it works at places that only take credit cards - it just withdraws it from your bank account just as if you'd used it as a debit card rather than sending you a bill.

 

[Snivi]

I tend to pay for everything with my debit card.

 

[Thrace]

Cash. I always make an effort not to bring my debit card with me. If I did my bank account would be empty by the end of the day.

 

[Kraka-chan]

When I'm out at the shops, I tend to use either cash (about £5 or £10 in loose change) or my tusty Chip n' Pin depending on the price of the purchase. (BTW, it's a debit card.)

 

[Azzurra]

Cash or EFPOS, simply because Credit cards rack up debt, and that's the last thing I need.

 

[Joey the Cockroach]

Cash, Definately. Never using credit cards, they are the cause of debts. i may use a debit card in the future, though.

 

[Legobricks]

Where's the debit card option? You killed the poll when you made it given that most answers are debit.

I like cash because it's more 'real' in the sense that it's actually tactile money, and because I'm one of those people who likes to do things the old way.

 

[txteclipse]

Credit card. I'm just hilarious like that.

 

[Jeremy]

Cold hard cash, sweeties. No paper trail! XD

I prefer cash since I don't have to worry about it later, and anything I purchase is usually under $20. ^^:

 

[Mario The World Champion]

I always pay with cash. I got a debit card a year ago and I hardly use it to buy stuff in stores. I just have it to buy stuff online.

And before I got my debit card, I paid for Ebay stuff with Money Orders. Yeah, it was a dark time for me.