texties... x3 i love text, it's so much fun. the text you wanted to learn about on MSN... here's how i do it. okay, make a black text, dirty headline or something like it. put it on soft light, then go to the layer styles and stuff. give it a 1 pixel outside black stroke, bevel and emboss.. this part's fun.
Inner Bevel
Smooth
1% depth
Up direction
1 pixel size
0 soften
90? angle
30? altitude
non global light
Default everything else.
next up... Inner Shadow
Multiply, black
75% opacity, or 100, if you want it very intense
90? angle, don't use global light
1 px distance
the rest can be default.
Then, the drop shadow.
everything should be default except these two...
Angle should be non global light, 90?
distance should be just 1.