In regards to SAO, my post is up and I've added a new side character.
In regards to YA...I'm gonna hold off for a bit, since all that would happen is that Terra would go to speak to Ryuu.
Also, I understand why you don't want anyone to get it for you, and even respect it. I wouldn't say that it's a matter of sympathy, in this case...but that doesn't really matter. It's good that you want to be independent, but just know that it isn't a bad thing to have others look out for you sometimes. After all, you were the one that segued me into roleplaying, so I wouldn't call it a sympathy gift so much as it is a thank you.
But regardless, this is your decision and I'll respect it. Though, have you talked to your parents about this whole matter? Or did they simply decide that your money wasn't yours to use?