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i have a full-time income but i save 0 money

my current account is usually over 4 figures unless i buy something stupid (like a new car)

i do have quite a few assets though which would contribute to my wealth i guess
 
I'm pretty okay the now because I still live at home but I couldn't afford proper rent and bills on my wage. I have £1k in savings.
 
I'm living at home with my parents and don't need to buy anything too often. I have enough money to pay my phone bill, buy petrol and anything else I need. I also have 1.5k in savings so I should be fine for the time being :3
 
Comfortably middle class. I've only got like $3000 in debt left that I'll probably clear next year. We do well, we can afford a lot of extras and don't ever go without but we just like...can't drop everything and afford a major vacation or purchase a car or anything out of the blue
 
I'm not poor per my annual income, at least relative to my area (~$36k base salary; just above qualifying for "affordable" housing in my area), but I do have a sizable debt load (still totals lower than my annual income).

Nah said:
Depends on if you consider ~$10,500 in the bank and working for $11.75/hr part time wealthy

I don't
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I mean, the amount you've got stashed away would slash away at a sizable chunk of my current debt load and is way more than I've actually got saved, myself.
 
donavannj said:
I mean, the amount you've got stashed away would slash away at a sizable chunk of my current debt load and is way more than I've actually got saved, myself.
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Not that I'm terribly aware of how much the cost of living here is, but if I was to suddenly move out I think that'd get burned up fairly quick and what I make atm would not be enough to keep up.
 
Nah said:
Not that I'm terribly aware of how much the cost of living here is, but if I was to suddenly move out I think that'd get burned up fairly quick and what I make atm would not be enough to keep up.
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It's probably at least a bit more expensive where you are than where I am. I think you can get an 1800 square foot 3 bedroom house with 2 bathrooms for about $250k in most of the towns around me. That's probably not the case where you are.
 
I'm comfortable. A lot of my savings had had to be used in the past few months due to some unforseen expenses but I suppose that's why you save money in the first place Just means no vacation for me :(
 
I've got some debt that I need to finish paying off before I can fully work on saving up. I have four figures in my account, but it's low enough for me to be extremely uncomfortable and hesitant to do anything, which is a good thing because in the past, I've been very reckless with money and self control. That contributes to my debt problem. I have enough to pay most of it off, but I'm exercising some financial responsibility by refraining from doing so all at once. I actually was working on budgeting all of my income to come on paying off my debt.

Aside from the occasional depression for not exactly being where I want to be in life professionally, my financial situation is a great cause of stress and anxiety for me that won't go away until this debt is paid.
 
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