It is bit confusing to answer. I don't believe in fate as such, because if things go bad or wrong, then I try to change them so that situation gets better. But if things are going smooth and nice, with my efforts being paid off, then it feels like I am fated to win. In good times, it seems like I am fated to win, but in bad times, it seems like fate doesn't exists, only our efforts are the things which matters. Although sounds contradictory, but I want to carry on and move ahead, as we only sink in water if we stop moving ourselves.
Do you believe in luck?