• Ever thought it'd be cool to have your art, writing, or challenge runs featured on PokéCommunity? Click here for info - we'd love to spotlight your work!
  • Welcome to PokéCommunity! Register now and join one of the best fan communities on the 'net to talk Pokémon and more! We are not affiliated with The Pokémon Company or Nintendo.
    Register

Are you a spender or saver?

Both. I've found a system that works for me to balance spending and saving. 75% of my monthly salary is divided up between savings and investments, and the rest of the 25% is divided between monthly bills, gift allowance, budget for dining out, and personal wants (I'm thankful that the monthly bills aren't too big because I live with my family and we own this house and land. We split the utilities too). The personal wants category however is super small right now; I'm teaching myself not to needlessly buy stuff right away. Two week rule.
 
i'm sadly a spender. there's so much i should save for, yet my savings acc keeps steady instead of growing, because I keep taking from it to buy stuff...............

i need to change my life aaa
 
I save a lot; maybe a little too much. Well, not just maybe. At the same time I kind of don't need a lot. But I also don't know it any other way? Our family hasn't been the best of there is and I've gone through some rough times. As a result I spend a lot of time thinking about whether or not need the thing that I want really bad. There's even been times when it was right in front of me, ready to be grabbed and I just went past it and left the store without it, anyway.
 
I'm both.
I save up money, but I also spend whenever I want something....
 
Saver. I've never really been one to buy things, so it feels weird when I do buy something. Of course there are lots of things I want to buy, but I almost never end up buying anything. I think part of the reason why I hesitate to buy things for myself is because I'm scared of the reactions from my parents. Like when I bought my Shinobu cosplay, I didn't tell them I bought it, and I used Visa gift cards instead of my own card in case they checked my transactions (which idk if they can, but I still try not to use my card just in case they can). Then I thought of a list of reasons why I did buy it, in the event that they do find out and I have to defend myself. I feel like they wouldn't be mad to find out I bought it (if anything, they'd probably be mad I was being sneaky about it), but I genuinely don't know.
 
saver. i don't like spending unless i feel like i have to. being too much of a spender in the past has gotten me into some pretty bad financial situations, so i save when and if i can these days.
 
I'm picky about what I purchase. This applies for gift cards too. I stash them because for months and years because I'm too indecisive about deciding what I want to use them on.
 
Either, I can make a budget but sometimes am irresponsible.
 
You must log in or register to reply here.
Back
Top