If I inherited my memories, I'd have exactly the same problems, so there wouldn't be much I could do about that. I'd want to live differently but I probably wouldn't...I mean, I could guarantee good results in tests etc. if I took advantage of that knowledge. Maybe I'd think about it, but I'd probably play it safe. After all, things can always be worse.
The best I could hope for would be remembering some Euromillions numbers so I could live comfortably. I'd also avoid a lot of people, and not do some things I did that I shouldn't have.
One thing in particular I absolutely would not change, though. I'd probably spend the entirety of my life worrying it wouldn't happen, in fact...